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How Blockchain Facilitates Zero-Based Budgeting

How Blockchain Facilitates Zero-Based Budgeting

  Zero-based budgeting ZBB is a method of budgeting in which all expenses must be justified and approved for each new period. It was created in the 1970s by former TI controller and advisor to  then Georgia’s governor Jimmy Carter, Peter Pyrrh, to embed top-level strategic objectives into the budgeting process by tying them to […]

RAAY OS First Application: Tokenization Of German Real Estate Fund

RAAY OS First Application: Tokenization Of German Real Estate Fund

Blockchain is a foundational technology, an underlying technology layer for applications built on top of it, allowing them to share a joint database and a ledger. It provides realtime access to an immutable and consistent data set. Based on our experiences launching the Building Blocks project on behalf of the United Nation’s World Food Programme […]

How Blockchain Facilitates Zero-Based Budgeting

The RAAY Operating System: A Protocol For Digital Ecosystems

From the early days of capitalism, when from 1633 the Hollandische Mercurius referred  to capitalists as the owners of capital, on to David Ricardo who, in his Principles of Political Economy and Taxation  is seen as the one who actually coined the term capitalism, until today: the structure and behavior of the enterprise as the […]

The story of RAAY – The future of money

The story of RAAY – The future of money

RAAY are large, circular stone disks – or: stone money – carved out of limestone formed from aragonite and calcite crystals.  RAAY stones were quarried on several of the Micronesian islands, mainly Palau, and transported for use as money to the island of Yap. They have been used in trade by the Yapese as a form of currency. […]

Having a bank account, or: why being unbanked should not be an option

Having a bank account, or: why being unbanked should not be an option

Living and working in Europe, one might underestimate the relevance of participating in international banking. Globally, over 2 billion people have no or limited access to financial transactions. This must change. As a young person, when I was traveling through Europe, there were no Credit Cards (the Europeans with exceptions of the British were very […]

Open Foresight – our session at re:publica 2014

Open Foresight – our session at re:publica 2014

"The future is already there, it is just not evenly distributed" as William Gibson said. At re:publica 2014 conference in Berlin we will demonstrate methods and tools to make good predictions and foresighting from sources found on the Net. "With Big Data comes the end...